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Balance Transfer Cards or 0% Balance Transfer Credit Cards
The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.
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Discover® Open Roadsm Card |
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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
Up to 12 Months |
None |
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Discover® Moresm Card - Clear |
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
Up to 12 Months |
None |
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Boat U.S.™ Platinum Plus® Visa® Card |
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- 0% Intro Annual Percentage Rate (APR) on balance transfers and cash advance checks for the first 12 billing cycles.
- Earn 1 point for every net retail purchase dollar spent and
redeem your points for travel, merchandise, gift certificates, and
cash
- Access to the MyConciergeSM service, a unique personal assistance service**
- Absolute fraud protection against unauthorized use, online and offline
- No annual fee
- Card issued by FIA Card Services, N.A.
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| Intro APR |
Intro Period |
Annual Fee |
| 15.99% |
None |
None |
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Chase Platinum Visa® Card |
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- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
12 Months |
None |
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Bank of America® Platinum Plus® Visa® Card |
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- 0% Intro Annual Percentage Rate (APR) on purchases and balance transfers for the first 6 months.
- No annual fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection
- Card issued by FIA Card Services, N.A.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
6 Billing cycles |
None |
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Platinum Business Credit Card from OPEN SM The Small Business Team |
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- Option to enroll in the Membership Rewards® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- 0% APR for the first 12 months
- No annual fee and fee-free Additional Cards
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
12 months |
None |
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Blue from American Express® |
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- Membership Rewards ExpressSM program
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
Up to 15 Months |
None |
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TripRewards® MasterCard® Credit Card |
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- 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
- No Annual Fee
- 24-hour Online Access
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
12 Billing cycles |
None |
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Blue Cash® from American Express |
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- "Best Cash-Rebate Card" by Kiplinger's Personal Finance*
- Up to 5% Cash Back with Unlimited Cash Rewards
- Earn unlimited cash back
- 0% Intro APR for 6 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- No Annual Fee
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
6 Months |
None |
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Capital One Platinum Max(SM) |
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16.9% fixed on purchases for 3 years
Fixed rate won’t increase for three years—no matter what
No annual membership or balance transfer fees
Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
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| Intro APR |
Intro Period |
Annual Fee |
| 16.9% |
None |
19 |
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Capital One Platinum Credit Card |
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Consolidate balances and save money when you transfer higher-rate balances
Everyday convenience with all the benefits of Platinum membership—such as $0 fraud liability and 24-hour roadside assistance
Just think, all this with no annual membership fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at the Capital One Saving ZoneSM on Yahoo! Shopping
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| Intro APR |
Intro Period |
Annual Fee |
| 12.9% |
None |
None |
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Blue Sky from American Express |
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- Earn points on everything you buy with the Card.
- Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
- Earn 1 point for every dollar you spend
- Travel anytime: No blackout dates or restrictions
- No annual fee and 0% intro APR for 6 months
- World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
First 6 Months |
None |
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JetBlue Business Credit Card from American Express |
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- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
- 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Your TrueBlue® points do not expire when you use your Card*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
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| Intro APR |
Intro Period |
Annual Fee |
| 3.99% |
6 Months |
$40 |
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Chase Platinum Visa® Business Card |
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- Save with 0% Intro APR for up to 12 months*
- Free Online Reporting - Quarterly reports enable you to monitor your business spending.
- No Annual Fee
- Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
- Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
12 Months |
None |
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New Millennium Bank Platinum Visa® or MasterCard® |
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- No CREDIT CHECK
- Approved REGARDLESS OF CREDIT HISTORY
- Credit Limits UP TO $10,000*
- Reports to ALL 3 BUREAUS
- Get CASH AT OVER 740,000 ATMs
- Emergency CASH TRANSFERS
- Auto RENTAL INSURANCE
- $100,000 TRAVEL ACCIDENT INSURANCE
- Extended WARRANTY PROTECTION
- Special HIGH INTRODUCTORY SAVINGS RATE
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| Intro APR |
Intro Period |
Annual Fee |
| 19.5% |
n/a |
$59 |
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Pulaski Bank Visa Gold |
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- 8.00% APR
- Low Rate
- No Annual Fee
- 0% Balance Transfers
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| Intro APR |
Intro Period |
Annual Fee |
| 8% |
6 Months |
None |
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Pulaski Bank MasterCard® or VISA® |
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- 6.50% APR
- 0.0% Introductory APR on all balance transfers
- Fixed low rate.
- Best Credit Card Rate in the Country
- No Fee balance transfers
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| Intro APR |
Intro Period |
Annual Fee |
| 6.5% |
6 Months |
None |
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Bank of America Visa Signature® WorldPoints™ Rewards |
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
- Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
- Absolute Fraud protection
- Card issued by FIA Card Services, NA.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
12 Billing Cycles |
None |
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Efectiva™ Platinum Plus® Visa® |
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- Earn points towards cash back
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
- Earn 5 bonus points with your first purchase
- Bilingual communications and services in English or Spanish
- No annual fee
- Card issued by FIA Card Services, N.A.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
Six Billing Cycles |
None |
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Bank of America World MasterCard® with WorldPoints™ |
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConciergeSM service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
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| Intro APR |
Intro Period |
Annual Fee |
| 0% |
12 Billing Cycles |
None |
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Union Plus® MasterCard |
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- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere
- Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
- 1.99% introductory APR on new purchases*.
- All Calls answered in the United States.
- No annual fee and No liability for unauthorized use.
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| Intro APR |
Intro Period |
Annual Fee |
| 1.99% |
6 Months |
None |
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